The deadline to apply for assisstance through the Small Business Administration for a low interest loan is October 19, 2020. Please click on the following link for more information.
To provide better service to disaster survivors, the U.S. Small Business Administration announced on Friday, Aug.28 that effective immediately, the hours of operations for its Virtual Disaster Loan Outreach Center/Business Recovery Center (VDLOC) in Illinois are now 8 a.m. to 8 p.m., Eastern Time, seven days a week, for businesses and residences in the declared disaster area affected by severe storms and flash flooding on July 15, 2020. The new number to call the VDLOC for assistance is (800) 659-2955.
Please click on the following links for information regarding Federal Assistance for Low Interest Loans available to eligible homeowners, renters, non-profits and businesses.
Please come to village hall at 107 W. Ann Street to obtain more information regarding the Rent and Mortgage Relief Assistance as mentioned below.
Gov. Pritzker Launches Largest Emergency Housing Assistance Programs in the Nation
Over $300 Million for Rent and Mortgage Relief Will Help 40,000 Households Impacted by COVID-19 Applications for Rental Assistance Now Available at era.ihda.org
CHICAGO – Governor JB Pritzker and the Illinois Housing Development Authority (IHDA) today announced that applications for rental assistance are now available for renters who have lost a job or income due to the COVID-19 pandemic. Through the Emergency Rental Assistance Program, IHDA will allocate $150 million to help income-eligible residents across the state pay their rent during this national emergency. Following the application period for rental assistance, IHDA will open applications for Emergency Mortgage Assistance, providing $150 million to homeowners impacted by COVID-19. Taken together, these programs are the largest emergency housing assistance programs in the nation and will help approximately 40,000 households before the end of 2020.
“As COVID-19 continues to impact our state, it is more important than ever that vulnerable households have the resources and support they need to stay in their homes,” said IHDA Executive Director Kristin Faust. “I thank Governor Pritzker and the Illinois General Assembly for making this funding possible, and I encourage those who have lost a job or seen their income decline as a result of COVID-19 visit our application portals to apply.”
Emergency Rental Assistance Program
With applications now available, the Emergency Rental Assistance Program (ERA) will support Illinois tenants unable to pay their rent due to a COVID-19-related loss of income. Tenants whose applications are approved will receive one-time grants of $5,000 paid directly to their landlords to cover missed rent payments beginning March 2020 and prepay payments through December 2020, or until the $5,000 is exhausted, whichever comes first. The assistance will be in the form of a grant and repayment will not be required. Applications for ERA will be accepted August 10th through August 21st. Due to anticipated high volume, the application window may close early. IHDA will use a third-party entity to select a pool of applications to be reviewed for eligibility.
Approximately 30,000 tenants are expected to receive funding. Apply online at: era.ihda.org.
- Household income before March 1, 2020 was at or below 80 percent of the Area Median Income;
- An adult member of the household must have had a loss of income due to the COVID-19 crisis on or after March 1, 2020; and
- Household has an unpaid rent balance that began on or after March 1, 2020.
Emergency Mortgage Assistance Program
Available August 24, 2020, the Emergency Mortgage Assistance Program (EMA) will assist homeowners who have experienced a COVID-19-related loss of income resulting in past due mortgage balances starting March 2020. Approved applicants will receive up to $15,000 paid directly to their mortgage servicer. Assistance will cover the homeowner’s past due or forbearance balance and their regular mortgage payments through December 30, 2020, or until the funding is exhausted, whichever comes first. Payments may include all escrowed first mortgage expenses including property taxes, insurance and certain fees. The assistance will be in the form of a grant and repayment will not be required. Applications for EMA will be accepted from August 24th through September 4th. Due to anticipated high volume, the application window may close early. IHDA will use a third-party entity to select a pool of applications to be reviewed for eligibility. The program is expected to assist approximately 10,000 households. Apply online at: ema.ihda.org.
- Household adjusted gross income from 2019 Tax Return was at or below 120 percent of the Area Median Income;
- An adult member of the household has had a loss of income due to the COVID-19 crisis on or after March 1, 2020;
- Homeowner’s mortgage was current as of February 29, 2020;
- The mortgage is past due or in forbearance.
The link to access the annual Drinking Water Report for 2019 is located under the Services tab above.
Please refer to the following link for guidance on the reopening of businesses.
ROANOKE VILLAGE HALL IS NOW OPEN TO THE PUBLIC. WATER PAYMENTS CAN BE PLACED IN THE DROP BOX IN THE PARKING LOT OF VILLAGE HALL OR IN PERSON AT THE WINDOW IN VILLAGE HALL.
LOAN AND GRANT PROGRAMS TO ASSIST SMALL BUSINESSES
The State has created loan and grant programs to assist small businesses. The following website describes the programs and provides links to application forms: https://www2.illinois.gov/dceo/SmallBizAssistance/Pages/EmergencySBAIntiatives.aspx
State Resources: Attached you will find the Grant Guidebook and FAQs put together by DCEO for this Grant Program. Additionally, information about the Grant Program, including a webinar, can be found on the DCEO website at:
Please look under the Government tab, Public Notices for information regarding Single Family Housing Repair Loans and Grants.
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